Welcome to the year long
celebration of Voluntary Employee Benefits
Voluntary Benefits are the BENEFITS YOU CHOOSE™
Voluntary Benefits 2012™
We're convinced Voluntary Benefits will play an increasingly important role in the lives of employees and their families. Join us for next year's exciting new benefits journey - Voluntary Benefits 2012™.
___________________
About Rhodes-Joseph & Tobiason Advisors
Rhodes-Joseph & Tobiason Advisors, LLC is an employee benefits advisory firm helping mid-size and large employers, employee benefits professionals, brokers, vendors and other service providers.
The company’s principals, Donna Rhodes Joseph and Pete Tobiason, deliver value to their clients through creative and innovative solutions to employee benefits challenges, bringing an experienced and independent employer perspective.
They offer advisory services, M&A transactional support, staff training and coaching for benefits professionals’ career growth, Grow Your Benefits Career™.
They are the authors of the eBook, "Making Voluntary WORKPLACE BENEFITS A Valued Feature of Every Employer's Benefits Program" and the forthcoming book, "Voluntary Benefits Work! The Innovative Employer's Guide to Offering Today's Voluntary Benefits to Attract, Retain and Engage the Best Employees".
Headquartered in Stamford, CT, the company provides services throughout the U.S. and globally and is a woman owned and managed business
www.RJTAdvisors.com
www.GrowYourBenefitsCareer.com
The Voluntary Benefits Community
Sponsor
Voluntary Benefits
2012™
We're inviting sponsorships of Voluntary Benefits 2012™.
Sponsors will support enhanced promotions to further the understanding of Voluntary Benefits and their value to employers and employees.
Sponsors will be recognized through displays of their logos and company and product information on this website and in other promotion of
Voluntary Benefits 2012™.
Sponsors will be able to identify themselves as leading partners of Voluntary Benefits 2012™ in their advertising, promotions, education materials and social media.
Your 2012 Personal Managing Benefits Checklist™
Welcome to Rhodes-Joseph & Tobiason Advisors' 3rd annual checklist helping you navigate your personal employee benefits. Our 2012 checklist focuses on Voluntary Benefits, an increasingly important feature of many employee benefits programs.
Voluntary benefits are employee paid plans that are offered to you as part of your employee benefits program. By including a wide range of voluntary plans in their benefits program, your employer helps you meet your life needs in a cost effective and convenient way.
When you’re looking at voluntary benefits be sure to consider how these benefits coordinate with core employee benefits sponsored by your employer for health, retirement and financial protection.
Informed use of a comprehensive menu of voluntary benefits can round out your personal benefits program and offers you valuable protections to meet your life needs that are not met by other benefits. Through your employer, you gain access to these programs, usually at group rates, and you pay for them through convenient payroll deductions.
COMPLIMENTARY
DOWNLOAD
CLICK HERE

VOLUNTARY BENEFITS 2012™
Rhodes-Joseph & Tobiason Advisors is proud to organize the celebration of 2012 as
THE YEAR FOR VOLUNTARY BENEFITS!
Voluntary Benefits are the Benefits You Choose™ - for both employers and employees.
The entire Voluntary Benefits community is invited to join in celebrating and promoting these vital benefits.
The year-long celebration will include Rhodes-Joseph & Tobiason Advisors' special publications and events to help employers understand and offer today's Voluntary Benefits.
VOLUNTARY BENEFITS HELP EMPLOYERS AND EMPLOYEES
Voluntary Benefits - both "traditional" and "non-traditional" - are valuable new alternatives enabling employees to meet life needs no longer met by core employee benefits plans.
Today's growing menu of Voluntary Benefits bridges important coverage gaps in core health and wellness, retirement security and financial protection benefits. These gaps widened as the economy stalled and further reductions in employer support for core benefits can be predicted in the face of expected health care cost increases.
On the health side, critical and specific illness Voluntary Benefits are frequently the entry point for the introduction of Voluntary Benefits and we expect this trend to grow as employers turn to consumer driven health plan designs and other health care cost savings measures.
Voluntary Benefits include life and disability insurance, health, dental, vision and long term care plans. They also include legal services and identity theft protection, auto and home coverage, pet insurance, product purchase and discount programs, and more.
Voluntary Benefits have emerged as a driver for innovative web based administrative, enrollment and communication technologies and processes. New systems introduced to facilitate Voluntary Benefits enrollment and payroll based contributions can also serve to support the employer's core benefits plans and create a favorable experience for employees.
With employers reducing support for core benefits, Voluntary Benefits are key to enhancing the way employees perceive their employers. A comprehensive offering of Voluntary Benefits helps attract new employees, retain critical talent and promote employee engagement. Employees can choose the benefits which address their financial and family concerns, resulting in reduced stress and less distraction on the job.
The new generations in the workplace appreciate employers who provide access to a selection of Voluntary Benefits, moving away from the benefits-as-entitlement mindset of their parents.
Recent surveys by leading product vendors such as AFLAC, Colonial Life and MetLife have identified key Voluntary Benefits trends, including the dramatic need to reach out to many more employers to educate them on Voluntary Benefits and the advantages of Voluntary Benefits for both employers and their employees.
Rhodes-Joseph & Tobiason Advisors
The Managing Benefits™ Consulting and Coaching Company
_______________________________________________
Grow Your Benefits Career™ Voluntary Benefits 2012™, Managing Benefits Checklist™, Managing Benefits™ and Benefits You Choose™ are trademarks of Rhodes-Joseph & Tobiason Advisors, LLC.